Home Loans

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HomeAdvantage® Program

How much will you save when you buy your next home?

  • Unitus members can earn an average of $1,500 with cash back!
  • Connect with some of the area’s most trusted real estate agents.
  • We’ve made the home buying process easier from start to finish – with everything you need to search, buy, and save on your next home – all in one place.

We’ll match you with a pre-screened, certified HomeAdvantage real estate agent that knows the market in your local area and can advise on the best neighborhoods to meet your individual needs.

Contact a Home Loan Expert to Get Started >>

Get Preapproved

Pick Your Trusted Agent

Buy Your Home and Earn Cash Rewards

 

What are you looking for?

 

Traditional Loans & Refinances

From pre-approval through closing, we’re here with you every step of the way.

First Time Home Buyer

Break the renting cycle. Own a home with zero money down. Zip. Zero. Zilch.

FHA and VA Loans

Veterans, take advantage of special options available to you.

An easy home buying process you can trust

Today’s Best Rates

 

Home Loan Rates

Product

Rate

APR*

Points

30 Year Fixed

2.750%

2.887%

1.140

15 Year Fixed

2.375%

2.603%

.985

5/6 ARM

2.625%

2.853%

0

5/5 ARM First Time Homebuyer

3.625%

2.936%

0

10/6 ARM No Appraisal

3.125%

3.085%

0

*APR = Annual Percentage Rate.

Additional rates and products available. Contact a Mortgage Relationship Officer for details.

Home Loan Rates current as of 11/12/2020 at 7:15AM

 

Home Loan Rates (Refinance) Rate Table GOES HERE

 

Additional Products and Information

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Home Buying Seminars

With so many things to consider, ease your home buying anxiety by attending our no-cost seminar.

Attend our next home buying seminar

Reverse Mortgage

Available to members 62 or older, this unique loan takes part of the equity in your home and converts it into payments back to you.

Contact one of our Home Loan Experts to learn more.

Home Insurance

The TruStage® Home Insurance Program provides top-quality protection for your home, with discounted rates for Unitus members.

Learn more

ITIN Home Loans

If you have an ITIN, we can help you buy a home! Even if you do not have a permanent resident card or valid visa.**

Call us at 503-423-8713
Schedule an appointment

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Disclosures

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

**Loans available for: primary residences with 1-2 families, units in Planned Unit Developments, or warrantable condominiums. Home must be located in Oregon or Washington. Maximum loan amount in Oregon for a 1-unit property is $510,400 and for a 2-unit property is $653,550.

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