Unitus Checking

No minimum balance. No monthly fees. 24/7 access.

Get started in 3 simple steps:

Apply for your checking account

Transfer funds

Start spending!

Already a member? Simply log into digital banking and open your account.

A debit card that does it all

  • Swipe anywhere Visa® is accepted
  • No overdraft fees when you link your savings account
  • Access to ATMs at select 7-Eleven and Costco locations
  • Tap to pay and fee-free cash withdrawals at over 30,000 ATMs nationwide (200+ right here in the Portland metro area)

Your checking should earn you interest

  • A $500 balance removes all the fees and keeps that interest-earning engine running
  • Put your hard-earned money to work and start earning today

See what our members are saying

(this will be a rotating reviews block) 

I opened a checking account and gradually switched all my accounts to Unitus. I have the convenience of online banking, mobile deposits, and I can use an ATM at another credit union or 7-11 store with no fee.

JoAnn B. · Google

Digital Wallet

Enroll your Unitus debit card in one of these digital wallet options to pay from your mobile device! Learn more

Access 24/7 digital banking with our mobile app

  • Deposit checks right from your smartphone
  • Face ID for quick, secure, and easy access
  • Custom budgeting and savings goals
  • Instant on/off debit card controls through Unitus Card Guard, making a lost or stolen card worry-free

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Questions about checking? Ask a Virtual Branch representative.

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