Home Equity Loans
Get cash on your terms with a Unitus home equity loan as low as 2.29% APR*. Get access to cash to make home improvements, pay for college tuition or medical bills, or to consolidate debt.
How Equity Line Plus works
Let’s say you have $100,000 available on your line of credit and you want to pay off a student loan totaling $35,000. We’ll set up a fixed-rate segment¹ for $35,000.
When you want to remodel your kitchen for $52,000 and replace your old deck for $13,000, we’ll set up additional segments on your line of credit.
You can create up to five segments on your Equity Line Plus and make one convenient monthly payment.
Benefits that make borrowing simple
Borrow only what you need
Free up credit as you make payments, so you can re-draw money as you need.
Flexible Credit Line Amounts
Line amounts start at $10,000 to meet your needs.
No Interest Until You Withdraw
Easy access to cash, but you don’t pay any interest until you actually withdraw it.
Maximize your borrowing opportunity
- Equity Line Plus allows you to borrow up to 80% of the value of your home
- You can access cash for unexpected expenses or to pay down high-rate credit card debt
- You make payments and pay interest only on the amount you spend**
- Fixed-rate terms of 60-180 months* are available