A happy father and young daughter share a funny moment while painting a room.

Home Equity Loans

A happy father and young daughter share a funny moment while painting a room.

Get cash on your terms with a Unitus home equity loan as low as 2.29% APR1. Get access to cash to make home improvements, pay for college tuition or medical bills, or to consolidate debt.

Today's Best Equity Line Plus Rate Options

Fixed Rate Segment

as low as

Principal & Interest Payment

as low as

Interest Only Payment

as low as

How Equity Line Plus works

Let’s say you have $100,000 available on your line of credit and you want to pay off a student loan totaling $35,000. We’ll set up a fixed-rate segment2 for $35,000.

When you want to remodel your kitchen for $52,000 and replace your old deck for $13,000, we’ll set up additional segments on your line of credit.

You can create up to five segments on your Equity Line Plus and make one convenient monthly payment.

Benefits that make borrowing simple

Borrow only what you need

Free up credit as you make payments, so you can re-draw money as you need.

Flexible Credit Line Amounts

Line amounts start at $10,000 to meet your needs.

No Interest Until You Withdraw

Easy access to cash, but you don’t pay any interest until you actually withdraw it.

Maximize your borrowing opportunity

  • Equity Line Plus allows you to borrow up to 80% of the value of your home3
  • You can access cash for unexpected expenses or to pay down high-rate credit card debt
  • You make payments and pay interest only on the amount you spend4
  • Fixed-rate terms of 60-180 months1 are available

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