Reach your savings goals on your terms.

Applying for your Savings Account is free and only takes a few minutes.

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Go Savings - Earn 3.00% APY*

Go Savings helps you save more from the very beginning! Get the highest rate of return 3.00% APY* on balances up to $2,499.99. After that, you’ll continue to receive a high-yield on every dollar. Calculate your rate or learn more!

Open Your Go Savings Account

Which savings tool fits your plans?

  • CDs & IRAs

    Lock in higher savings rates that provide guaranteed earnings for your future or save for retirement.

    Learn more

  • Money Market

    Offers higher dividends than a traditional savings account while still providing accessibility to your funds.

    Learn more

  • Special Savings & HSA

    Savings for short-term goals and health expenses you may incur when covered by a High Deductible Health Plan.

    Learn more

Certificates of Deposit (CD)

See Today’s Best Rates

  • Earns more interest than a regular savings account
  • Choose a term that works for you, from 6-60 months
  • Best if you don’t need immediate access to your money

Ready to save? Open a CD right in online banking.

Saving Made Easy: 9-month CD 1.75% APY - 17-month CD 2.25% APY - 36-month CD 2.75% APY

3 New Ways to Save

Saving Made Easy: 9-month CD 1.75% APY - 17-month CD 2.25% APY - 36-month CD 2.75% APY

We have three new CD options that can help you earn on a deposit as small as $500! Introducing a 9-month CD at 1.75% APY*, a 17-month CD at 2.25% APY*, and a 36-month CD at 2.75% APY*. Only available through October 31, 2022.1

Open your CD today!

Individual Retirement Accounts (IRAs)

See Today’s Best Rates

  • Roth and Traditional IRAs available
  • Cover education expenses with a tax-advantaged Coverdell Education Savings Account
  • Save more with these tax-advantaged retirement accounts (consult a tax advisor)

Ready to open your IRA! Email us, stop by your local branch, or call 503-227-5571.

Money Market Accounts

See Today’s Best Rates

  • It’s like a savings account, but earns more
  • Easy access to your money
  • The more money you deposit, the higher the return
Open an Account

Special Savings

See Today’s Best Rates

  • The account to track your specific goal, whether it’s next year’s family trip, your next holiday gifting fund, or your rainy day fund
  • Hit your savings goals effortlessly with automatic transfer from your paycheck
  • Name your account anything: have some fun while you keep your goal top of mind
Open an Account

Health Savings Accounts

See Today’s Best Rates

  • Use it tax-free for qualifying medical expenses2
  • Your funds never expire; they grow tax-free through dividend earnings
  • Comes with HSA debit card
Contact us to open your account

Digital banking to help you save, budget, and manage your money 24/7

  • Build budgets and savings goals to keep your money organized
  • Spend responsibly with instant spending notifications
  • Deposit checks quickly with a snap of a photo
Download on the App Store Get it on Google Play

Disclosures

*APY = ANNUAL PERCENTAGE YIELD.

1CD Special: Rates effective as of September 1, 2022. APY offered may change at any time. $500 minimum opening deposit. Penalty for early withdrawal may apply. Fees could reduce earnings on account. 1.75% APY based on Interest Rate of 1.74%. 2.75% APY based on Interest Rate of 2.71%. Any CD can be used for an IRA. See Rates.

2HSA funds used for anything but qualified medical expenses are subject to taxation and a 20% penalty. It is up to you to determine whether you are paying for a qualified medical expense and to keep appropriate records for the IRS. (Qualified medical expenses are partially defined in IRS Publication 502.)

Please note: Unitus Community Credit Union does not provide tax advice, and nothing in this section should be construed as tax advice. Before acting on this information, consult your own accountant or tax advisor.

Your savings are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a U.S. government fund managed by the National Credit Union Administration (NCUA).

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