Reach your savings goals on your terms.

Applying for your Savings Account is free and only takes a few minutes.

Grow as you Spend!

You’re already using your debit card, now we want to reward you for that!

  • Get rewarded – Unitus Rewards savings accounts earn 5.00% APY*.
  • Make a debit purchase – We’ll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up.
  • Round up your change – Opt-in to round up your purchases.

Go Savings - Earn 3.00% APY*

Go Savings helps you save more from the very beginning! Get the highest rate of return 3.00% APY* on balances up to $2,499.99. After that, you’ll continue to receive a high-yield on every dollar. Calculate your rate!

Which savings tool fits your plans?

  • CDs & IRAs

    Lock in higher savings rates that provide guaranteed earnings for your future or save for retirement.

  • Money Market

    Offers higher dividends than a traditional savings account while still providing accessibility to your funds.

  • Special Savings & HSA

    Savings for short-term goals and health expenses you may incur when covered by a High Deductible Health Plan.

Certificates of Deposit (CD)

See Today’s Best Rates

  • Earns more interest than a regular savings account
  • Choose a term that works for you, from 6-60 months
  • Best if you don’t need immediate access to your money

Ready to save? Try our CD calculator.

Individual Retirement Accounts (IRAs)

See Today’s Best Rates

  • Roth and Traditional IRAs available
  • Cover education expenses with a tax-advantaged Coverdell Education Savings Account
  • Save more with these tax-advantaged retirement accounts (consult a tax advisor)

Ready to open your IRA! Email us, stop by your local branch, or call 503-227-5571.

Money Market Accounts

See Today’s Best Rates

  • It’s like a savings account, but earns more
  • Easy access to your money
  • The more money you deposit, the higher the return

Special Savings

See Today’s Best Rates

  • The account to track your specific goal, whether it’s next year’s family trip, your next holiday gifting fund, or your rainy day fund
  • Hit your savings goals effortlessly with automatic transfer from your paycheck
  • Name your account anything: have some fun while you keep your goal top of mind

Health Savings Accounts

See Today’s Best Rates

  • Use it tax-free for qualifying medical expenses1
  • Your funds never expire; they grow tax-free through dividend earnings
  • Comes with HSA debit card

Digital banking to help you save, budget, and manage your money 24/7

  • Build budgets and savings goals to keep your money organized
  • Spend responsibly with instant spending notifications
  • Deposit checks quickly with a snap of a photo

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