Reach your savings goals on your terms.
Applying for your Savings Account is free and only takes a few minutes.
Earn up to 4.50%APY* with our 13-Month CD
You can open a new 13-month CD with as little as $500 which will earn 4.00% APY*. To boost your savings, you can earn 4.50% APY when you open a CD with $25,000 or more, using funds from another financial institution.1
You must open your CD with a Unitus employee, in a branch, on the phone, or through the Virtual Branch to get this great rate.
Grow as you Spend!
You’re already using your debit card, now we want to reward you for that!
- Get rewarded – Unitus Rewards savings accounts earn 4.00% APY*.
- Make a debit purchase – We’ll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up.
- Round up your change – Opt-in to round up your purchases.
Go Savings - Earn 3.00% APY*
Go Savings helps you save more from the very beginning! Get the highest rate of return 3.00% APY* on balances up to $2,499.99. After that, you’ll continue to receive a high-yield on every dollar. Calculate your rate!
Which savings tool fits your plans?
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CDs & IRAs
Lock in higher savings rates that provide guaranteed earnings for your future or save for retirement.
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Money Market
Offers higher dividends than a traditional savings account while still providing accessibility to your funds.
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Special Savings & HSA
Savings for short-term goals and health expenses you may incur when covered by a High Deductible Health Plan.
Certificates of Deposit (CD)
- Earns more interest than a regular savings account
- Choose a term that works for you, from 6-60 months
- Best if you don’t need immediate access to your money
Ready to save? Try our CD calculator.
Individual Retirement Accounts (IRAs)
- Roth and Traditional IRAs available
- Cover education expenses with a tax-advantaged Coverdell Education Savings Account
- Save more with these tax-advantaged retirement accounts (consult a tax advisor)
Ready to open your IRA! Email us, stop by your local branch, or call 503-227-5571.
Money Market Accounts
- It’s like a savings account, but earns more
- Easy access to your money
- The more money you deposit, the higher the return
Special Savings
- The account to track your specific goal, whether it’s next year’s family trip, your next holiday gifting fund, or your rainy day fund
- Hit your savings goals effortlessly with automatic transfer from your paycheck
- Name your account anything: have some fun while you keep your goal top of mind
Health Savings Accounts
- Use it tax-free for qualifying medical expenses2
- Your funds never expire; they grow tax-free through dividend earnings
- Comes with HSA debit card
Digital banking to help you save, budget, and manage your money 24/7
- Build budgets and savings goals to keep your money organized
- Spend responsibly with instant spending notifications
- Deposit checks quickly with a snap of a photo
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