Reach your savings goals on your terms.

Applying for your Savings Account is free and only takes a few minutes.

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Go Savings - Earn 1.50% APY*

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Existing Unitus members

Open your Go Savings account in online banking.

  • Log into your account
  • Click the ‘Add Products’ widget then ‘Add a Savings Share’
  • Deposit funds into your new Go Savings account

Not a Unitus member yet?

Start your membership application. Follow the instructions for opening and funding your Go Savings account.

Go Savings Calculator

Want to know how much you can earn? Use our Go Savings calculator below to find out. The calculator automatically distributes your deposit amount into the appropriate tiers. Try it now and you’ll discover you earn way more!

Go Savings Rates

Tier

Interest Rate

$0 - $2,499.99

1.49%

$2,500 - $4,999.99

0.03%

$5,000 - $24,999.99

0.03%

$25,000 - $49,999.99

0.03%

$50,000 - $99,999.99

0.03%

$100,000 or more

0.03%

* APY = Annual Percentage Yield. Rates effective as of March 1, 2022. Disclosures (PDF)

Go Savings Calculator

The following calculator automatically updates its values as they are typed into the Depsoit Amount field; there is no need to submit the form. After entering your deposit amount you will find the APY and First Year Earnings values by tabbing to the next two fields.

Deposit range: $0-9,999,999

Distribution Breakdown

Tiers

APY*

$0 1.50%
$0 0.03%
$0 0.03%
$0 0.03%
$0 0.03%
$0 0.03%

(This calculator is for illustrative purposes only and does not reflect the actual results of any specific deposit amount.)

Which savings tool fits your plans?

CDs & IRAs

Lock in higher savings rates that provide guaranteed earnings for your future or save for retirement.

Money Market

Offers higher dividends than a traditional savings account while still providing accessibility to your funds.

Special Savings & HSA

Savings for short-term goals and health expenses you may incur when covered by a High Deductible Health Plan.

Certificates of Deposit (CD)

Best Rate: 0.15% APY*

  • Earns more interest than a regular savings account
  • Choose a term that works for you, from 6-60 months
  • Best if you don’t need immediate access to your money

Ready to save? Open a CD right in online banking.

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Individual Retirement Accounts (IRAs)

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Best Rate: 0.15% APY*

  • Roth and Traditional IRAs available
  • Cover education expenses with a tax-advantaged Coverdell Education Savings Account
  • Save more with these tax-advantaged retirement accounts (consult a tax advisor)

Ready to open your IRA! Email us, stop by your local branch, or call 503-227-5571.

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Money Market Accounts

couple planning retirement on tablet

Best Rate: 0.05% APY*

  • It’s like a savings account, but earns more
  • Easy access to your money
  • The more money you deposit, the higher the return

Special Savings

Best Rate: 0.01% APY*

  • The account to track your specific goal, whether it’s next year’s family trip, your next holiday gifting fund, or your rainy day fund
  • Hit your savings goals effortlessly with automatic transfer from your paycheck
  • Name your account anything: have some fun while you keep your goal top of mind
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Health Savings Accounts

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Best Rate: 0.05% APY*

  • Use it tax-free for qualifying medical expenses**
  • Your funds never expire; they grow tax-free through dividend earnings
  • Comes with HSA debit card

Digital banking to help you save, budget, and manage your money 24/7

  • Build budgets and savings goals to keep your money organized
  • Spend responsibly with instant spending notifications
  • Deposit checks quickly with a snap of a photo

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