Jumbo Loans, FHA and VA Loans
With a home loan from Unitus, you will be on the path to home ownership in no time.
Flexible Home Loans, Not One-Size-Fits All
In order to meet the diverse needs of our members, we offer these loan types to our members in addition to our standard home mortgage options:
Jumbo Loans
Finance a home that exceeds the conventional mortgage loan amount above $484,350.
FHA Loan
Great for first-time homebuyers, these loans have less restrictive qualifying guidelines.
VA Loans
Available to veterans, these loans offer less restrictive qualifying guidelines.
Big Benefits with a Unitus Jumbo Loan
Whether you’re buying a large home or moving to an area with a high cost of living, Unitus can help you finance your home. Jumbo loans allow you to finance a home that exceeds a conventional conforming loan above $484,350.
We offer:
- Hassle-free loan closing
- Up to 90% LTV (loan-to-value ratio)
- Flat loan origination fee
- Flexible payment options
Jumbo Loans
|
Product |
Rate |
APR* |
Points |
|---|---|---|---|
15 Year Fixed Jumbo | 2.375% | 2.428% | 0 |
5/6 ARM Jumbo | 2.375% | 2.733% | 0 |
10/6 ARM Jumbo | 2.625% | 2.754% | 0 |
|
*APR = Annual Percentage Rate. See full disclosures Additional rates and products available. Contact a Mortgage Relationship Officer for details. Jumbo Loan Rates current as of 1/21/2020 at 7:15AM |
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Realize Your Dream with an FHA Loan
FHA loans are offered through the Federal Housing Administration. These government-issued mortgage loans are a great option for first-time homebuyers, those with little or no down payment, and those who need to finance their closing costs.
Some of the features of FHA loans are:
- Low down payment
- Gift funds can be used for your down payment
- Insurance from the Federal Government replaces private mortgage insurance
- Call us for current rates
The Best Loans for Qualified Veterans
The U.S. Department of Veterans Affairs offers VA home loans, enabling Unitus to provide veterans, service members and their surviving spouses with affordable options and rates. These loans are great for veterans with low to moderate incomes, with little down payment, and who need to finance their closing costs.
Some of the features of VA loans are:
- The option for no down payment
- No monthly mortgage insurance
- No prepayment penalties
- Call us for current rates
Unitus Can Help You down the Path to Homeownership
We’re dedicated to fitting you with the best home loan at the lowest possible cost.
