Unitus Credit Cards

Earn cash back or rewards with low rates
No annual fees
Tap to pay and link to digital payments like Apple Pay or Google Pay
Use it anywhere VISA® is accepted
Application available in Spanish

Unitus Cash Back Rewards

Earn 1.5% cash back on everyday purchases and enjoy peace of mind with a credit card designed with your best interests in mind.

No annual, international, or balance transfer fees
Earn 5.00%APY^* on your cash back earnings
Cash back earnings automatically deposited into a Rewards Savings account daily

Choose the card that's right for you

	Cash Back	Visa Platinum	Classic
	View Rates & Apply	View Rates & Apply	View Rates & Apply
Best for:	Earning 1.5% unlimited cash back on all purchases.	Earning 1 point for every $1 spent, redeeming points easily online for gifts cards, travel, and more.	Helping to establish, build, or rebuild your credit the simple and smart way.
Annual Fee:	No	No	No
International Fee:	No	Yes	Yes
Cash Advance Fee:	No	No	No
Balance Transfer Fee:	No	No	No
Additional Visa Sponsored Benefits	Yes¹	Yes¹	Yes¹
Auto Rental Coverage	No	Yes²	No
Contactless Payment Option and Tap to Pay	Yes	Yes	Yes
Card Can be Added to Digital Wallets for easier checkout experience	Yes	Yes	Yes
Cash Back	Yes. Cash back is automatically deposited into a Rewards Savings account daily where it is earning 5.00%APY^*.	No	No
	View Rates & Apply	View Rates & Apply	View Rates & Apply

Cash Back

	View Rates & Apply
Best for:	Earning 1.5% unlimited cash back on all purchases.
Annual Fee:	No
International Fee:	No
Cash Advance Fee:	No
Balance Transfer Fee:	No
Additional Visa Sponsored Benefits	Yes¹
Auto Rental Coverage	No
Contactless Payment Option and Tap to Pay	Yes
Card Can be Added to Digital Wallets for easier checkout experience	Yes
Cash Back	Yes. Cash back is automatically deposited into a Rewards Savings account daily where it is earning 5.00%APY^*.
	View Rates & Apply

Visa Platinum

	View Rates & Apply
Best for:	Earning 1 point for every $1 spent, redeeming points easily online for gifts cards, travel, and more.
Annual Fee:	No
International Fee:	Yes
Cash Advance Fee:	No
Balance Transfer Fee:	No
Additional Visa Sponsored Benefits	Yes¹
Auto Rental Coverage	Yes²
Contactless Payment Option and Tap to Pay	Yes
Card Can be Added to Digital Wallets for easier checkout experience	Yes
Cash Back	No
	View Rates & Apply

Classic

	View Rates & Apply
Best for:	Helping to establish, build, or rebuild your credit the simple and smart way.
Annual Fee:	No
International Fee:	Yes
Cash Advance Fee:	No
Balance Transfer Fee:	No
Additional Visa Sponsored Benefits	Yes¹
Auto Rental Coverage	No
Contactless Payment Option and Tap to Pay	Yes
Card Can be Added to Digital Wallets for easier checkout experience	Yes
Cash Back	No
	View Rates & Apply

Backed by serious security

Minimize fraud risk with 24/7 fraud monitoring
Make fast, secure contactless payments at local merchants — all of our cards fit into your digital wallet
Enjoy worry-free purchases with Zero Liability protection³ from VISA

You are in control

Whether you lost your card or noticed some suspicious charges, you’re in control. Turn your card on/off instantly, wherever you are, with Unitus Card Guard (iOS/Android).

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