Business Rates & Fees
Select an account below to review our competitive business rates.
Business Checking Rates
Business Interest Checking
Learn more and apply!|
Tier |
Interest |
APY* |
|---|---|---|
$0 – $24,999.99 | 0.05% | 0.05% |
$25,000 or more | 0.10% | 0.10% |
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*APY = Annual Percentage Yield. Rates Disclosures (PDF) |
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Health Savings Account Checking
Contact us to open your account.|
Tiers |
Interest |
APY* |
|---|---|---|
$0 - $2,499.99 | 0.05% | 0.05% |
$2,500 - $24,999.99 | 0.05% | 0.05% |
$25,000 - $49,999.99 | 0.10% | 0.10% |
$50,000 or more | 0.10% | 0.10% |
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*APY = Annual Percentage Yield. Disclosures (PDF) |
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Business Savings Rates
Go Savings (Consumer/IRAs/Business)
|
Tier |
Interest Rate |
APY Range* |
APY |
|---|---|---|---|
$0 - $2,499.99 | 2.96% | 3.00% | 3.00% |
$2,500 - $4,999.99 | 0.03% | 3.00% - 1.51% | 0.03% |
$5,000 - $24,999.99 | 0.03% | 1.51% - 0.33% | 0.03% |
$25,000 - $49,999.99 | 0.03% | 0.33% - 0.18% | 0.03% |
$50,000 - $99,999.99 | 0.03% | 0.18% - 0.10% | 0.03% |
$100,000 or more | 0.03% | 0.10% - 0.03% | 0.03% |
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*APY = Annual Percentage Yield. Disclosures (PDF) |
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Basic Business Savings Account
Learn more and apply!|
Tiers |
Interest |
APY* |
|---|---|---|
$0 – $24,999.99 | 0.01% | 0.01% |
$25,000 or more | 0.01% | 0.01% |
|
*APY = Annual Percentage Yield. Disclosures (PDF) |
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Prime Share Savings: Personal, Health Savings Account, and IRA
Open an Account|
Tiers |
Dividend |
APY* |
|---|---|---|
$5 - $24,999.99 | 0.05% | 0.05% |
$25,000 or more | 0.10% | 0.10% |
|
*APY = Annual Percentage Yield. Disclosures (PDF) |
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Money Market Account (Business)
Open an Account|
Tiers |
Interest |
APY* |
|---|---|---|
$0 – $9,999.99 | 1.00% | 1.00% |
$10,000 – $24,999.99 | 1.49% | 1.50% |
$25,000 – $49,999.99 | 1.98% | 2.00% |
$50,000 – $99,999.99 | 2.47% | 2.50% |
$100,000 – $249,999.99 | 2.96% | 3.00% |
$250,000 - $499,999.99 | 4.41% | 4.50% |
$500,000 - $999,999.99 | 4.41% | 4.50% |
$1,000,000 - $2,499,999.99 | 4.41% | 4.50% |
$2,500,000 or more | 4.41% | 4.50% |
|
*APY = Annual Percentage Yield. Disclosures (PDF) |
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Certificates of Deposit (CDs)
Open a CD right in online banking|
Balance |
Terms |
Interest |
APY* |
|---|---|---|---|
$500-$19,999.99 | 6 - 60 months | 2.23%-3.93% | 2.25%-4.00% |
$20,000-$49,999.99 | 6 - 60 months | 2.23%-3.93% | 2.25%-4.00% |
$50,000 or more | 6 - 60 months | 2.23%-3.93% | 2.25%-4.00% |
|
*APY = ANNUAL PERCENTAGE YIELD. APY offered may change at any time. $500 minimum opening deposit. Penalty for early withdrawal may apply. Fees could reduce earnings on account. Any CD can be used for an IRA. Disclosures (PDF) |
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SEP IRA
Unitus also offers SEP IRAs. For information about rates of Unitus’s SEP IRA plan, please contact us at 503-227-5571 or 1-800-452-0900. You may also send us an email at mail@unitusccu.com. |
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Business Credit Card Rates
Business Credit Card
Apply Today!|
APR* |
|---|
14.24% - 26.24% |
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*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) |
Business Vehicle Loan Rates
Business Vehicle Loan
Apply Today! (Link to new Form)Passenger Vehicles: Same as Consumer Rates |
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Specialized Business Vehicles: Consumer Rates + 1.00% |
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*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) |
Commercial Real Estate Loan Rates
Commercial Real Estate Loan
Inquire Today! (Point to new form)Commercial Real Estate loan rates are based on a review of the Borrower, Guarantors, and Property. Submit an inquiry to work with one of our Commercial Loan Experts for more information. |
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Visit our Commercial Lending page for more details and how to apply. |
Business Term Loan Rates
Business Term Loan
Apply Today! (Link to new Form)Prime + 1.00% - Prime + 16.00% |
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*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) |
Business Equipment Loan Rates
Business Equipment Loan
Apply Today! (Link to new Form)Prime + 1.00% - Prime + 16.00% |
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*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) |
Business Line of Credit Rates
Business Line of Credit
Apply Today! (Link to new Form)Prime + 1.00% - Prime + 16.00% |
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*APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Disclosures (PDF) |
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