Support Topics
Online Loan Payments
Popular Questions
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Do not use online loan payment service to pay off your loan, this can cause a shortage and may cause a delay in the release of your title.
Note: Please contact Loan Services at 503-423-8399 for loan payoff instructions.
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You can cancel a scheduled recurring or automatic payment by accessing the “Manage Payment” Screen within this service and clicking on the “Cancel Scheduled Payment” option.
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When you access the service, simply click on “Set Up Auto-Pay” button to set up a recurring payment. In that service, you will have the option to link your other financial institution routing and account number to make a payment.
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When you access the service, simply click on the “Manage Auto-Pay” option to edit any of the automatic payment criteria such as frequency, payment amount, etc.
To update the account/routing number information for your automatic payment, under the “Manage Auto-Pay” option, Scroll to the bottom of the menu list and select ‘+ Add Another Payment Method’ to add the new account. When you add the new account, you will want to delete the old account information by clicking on the Profile tab, locate the pay from account and delete it from the list.
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Members must be less than 40 days delinquent to use the online loan payment service.
Note: If your loan is over 40 days delinquent, please reach out to Unitus’ Member Solutions team at 503-423-8710 or 1-800-452-0900 ext. 8710.
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The maximum payment amount to use this service is $1,500. Any funds received in the excess of your loan payment will be applied to the principal balance of your loan.
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If you are having trouble with making your payment, please contact the Loan Services department at 503-423-8399.
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The loans you can make a payment on include auto loan, home equity, credit card, personal loans, personal lines of credit and certain business loans where the minimum payment is $1500.00 or less.
You cannot make a payment to your mortgage loan through this service. Please visit the mortgage portal within online banking to make a payment to your mortgage loan.
You cannot make a payment through this service on your student loans. Please visit our Student Lending Center where you can make a payment.
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You will receive this error if you are attempting to log in after you have registered. Ensure the password/email combination you used to register is the same as the information you are entering when attempting to log back in.
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You do not have the ability to cancel or edit a payment through this online payment service.
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Click the “Forgot your Password” link and follow the prompts to reset your password.
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Please contact the Loan Services department at 503-423-8399 between 8:00 a.m.-4:30 p.m..
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Yes, you can set up a recurring payment on your loan using your routing and account (ACH) number from your other financial institution.
You must be registered for this service in order to set up a recurring or automatic payment. This will give you the control you need to manage your automatic payments. By registering for the online payment service, you will create a password and access the system more quickly with less information.
In order to register for the service, you will need your email address, your account number, the last 5 digits of your social security number, your date of birth and your zip code. All information entered must match the format listed on the page and must match the information that Unitus has on file for you. Your account number at Unitus can be located on your account/loan statement or you can contact us to obtain the account number.
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To make the payment, you will need your Unitus account number, the last 5 digits of your social security number and your date of birth. The account number can be located on your account/loan statement or you can contact us to obtain your account number. Please ensure that you’re entering the information as outlined on the website.
You will also need your debit card OR the account and routing number from the financial institution which you will be making the payment from.
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Making the payment using your Unitus account is simple and free. If you would like to make a payment using your Unitus account, please log in to uOnline by clicking the “Login to uOnline” button at the top of the page.
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You must be registered for this service in order to set up a recurring or automatic payment. This will give you the control you need to manage your automatic payments.
By registering for the online payment service, you will create a password and access the system more quickly with less information.
In order to register for the service, you will need your email address, your account number, the last 5 digits of your social security number, your date of birth and your zip code. All information entered must match the format listed on the page and must match the information that Unitus has on file for you.
Your account number at Unitus can be located on your account/loan statement or you can contact us to obtain the account number.
You will need the routing/account number from the financial institution of where you would like the payment to come from for the recurring or automatic payment.
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Please ensure that you are the borrower or co-borrower on the loan. If you experience this error, please check that you are entering the correct information in the format outlined on the page.
This could mean that the identifying information you are entering, such as your zip code, is not what Unitus has on file for you. Please contact Unitus to update your contact information.
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No. At this time, principal only payments are not available to be processed using the online loan payment service.
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You do not need to register to make a one-time loan payment; you can use the Express Pay option to make a one-time payment if you are not registered. Simply click the “Express Pay” button to access this feature.
You must be registered for this service in order to set up a recurring or automatic payment. You can register for this service by clicking the “Register” button. You will need your account number at Unitus, the last 5 numbers of your social security number, your date of birth and your zip code.
By registering for the online payment service, you will create a password and access the system more quickly with less information than if you use the Express Pay Option.
In order to register for the service, you will need your email address, your account number, the last 5 digits of your social security number, your date of birth and your zip code. All information entered must match the format listed on the page and must match the information that Unitus has on file for you.
Your account number at Unitus can be located on your account/loan statement or you can contact us to obtain the account number.
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The primary borrower and/or the joint borrower on the loan can make a payment through this service. If you are not a borrower on the loan, you will not be able to access this service.
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All payments made through the online loan payment service will be applied as a regular payment to your loan account, according to the terms of your Loan Agreement with us. This includes extra funds received with the payment. If you are unsure how payments will be applied to your loan account, please contact our Loan Services department at 503-423-8399.
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Yes, simply type the amount of the payment you wish to send instead of the regular monthly payment amount. Keep in mind that the maximum amount you can pay using this service is $1,500.00.
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You can set up a recurring payment on a weekly, every two weeks or a monthly basis. You can choose any date in the future and at least 1 day before you would like the recurring payment to start. Keep in mind if you are scheduling the payment on a schedule that is not monthly, you will want to make sure the full payment amount is received by due date to avoid a late fee.
If you have questions around the payment frequency, please call the Loan Servicing department at 503-423-8399 for further assistance.
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It may take 3-5 business days for the funds to be withdrawn out of your other financial institution.
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Please note: the payment will not display on your loan or within this service immediately. The method you used to make a payment (debit or account and routing number) will affect when the payment is applied to the loan.
If you use the debit card option to make the payment: Your payment will reflect on your loan after 6:05 p.m. PST the same day you made the payment. If you made the payment after 6:05 p.m. PST, your payment will display the following day.
If you use the account/routing number option to make the payment: If you made a payment before 6:00 p.m. PST on a business day, your payment will reflect on your loan after 6:05 p.m. PST. If you made a payment to your loan after 6:00 p.m. PST or on a non-business day, your loan payment will reflect on your loan after 6:05 PST on the next business day.
If you are logging back into this payment portal as soon as you made the payment, you will not see your payment reflected until the next business day.
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This service is designed to work on variety of devices including your smart phone. The compatible browsers are Chrome, Internet Explorer (version 11.0 and above) or Firefox.
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No, there is no cost to you to schedule a recurring payment through this channel.
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If you have questions related to the specific payment that you made, please contact the Loan Services department at 503-423-8399 between 8:00 a.m.-4:30 p.m. PST.
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Please ensure that you are the borrower or co-borrower on the loan. This may also mean that your loan payment cannot be made through this service because your minimum payment is greater than $1,500, your loan is paid off in full, your loan is set to be paid off within 2 months or if your loan is 40 or more days delinquent. Please contact the Loan Services department at 503-423-8399 if you would like to make a payment to a loan that is not displaying for you.
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Yes, you can set up a recurring payment on more than one loan. If you have multiple loans, each loan will need to be set up with its own recurring payment.
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Once you’ve entered your identifying information, the system will display your payment amount and your due date. Your payment amount is also located on your statement or on your loan coupons.
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Your payment will reflect on your loan after 6:05 p.m. PST on the day that you have the recurring payment scheduled for. Keep in mind that if you schedule a recurring payment on a non-business day, by default, that payment will be reflected on your loan the following business day after 6:05 p.m. PST. If you opted to process the payment before when scheduling the recurring payment and your payment falls on a non-business day, the payment will appear on your loan the previous business day after 6:05 p.m. PST.
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There is a $10 convenience fee for online or automated phone payments.
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Please check your spam or junk folders for the confirmation email. If you are using a work email through your employer, please ensure that the email was not blocked by your employer prior to reaching your inbox.
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You can expect to see funds withdrawn out of your other financial institution within 3-5 days of the scheduled recurring payment.
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We will attempt to withdraw the funds out of your account once for the recurring or automatic payment. If you do not have the funds in your account, your payment will not post for that month and you will need to make a payment through a different channel. We will attempt to withdraw the funds the following month.
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Yes, Members may make a partial payment on their Unitus loan using the online loan payment service.
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You can schedule a recurring payment any day of the week, however, if the payment is scheduled for a non-business day, by default, the payment will process on a business day AFTER the scheduled date. You will be presented with the option to have the payment processed on the business day BEFORE the scheduled date if the scheduled date falls on a non-business day before you confirm the scheduled payment.
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Yes, joint borrower or primary borrower can both use this service to make a payment and can register for this service.
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You will receive this error if you are attempting to log in after you have registered. Ensure the password/email combination you used to register is the same as the information you are entering when attempting to log back in.
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If you experience this error, please check that you have the correct information entered in the format outlined on the page and please ensure that you are a borrower or co-borrower on the loan. This may also mean that your loan payment cannot be made through this service because your minimum payment is greater than $1500, your loan is paid off in full, your loan is set to be paid off within 2 months or if your loan is 30 or more days delinquent. Please contact the Loan Services department at 503-423-8399 if you would like to make a payment to a loan that is not displaying for you.
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Yes, you can set up a recurring payment on your loan through this channel.
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A “Payment Confirmed” Screen will display for you once you’ve followed all the prompts and a confirmation email will be sent to you.
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